Even with health insurance, a hospital stay can mean major out-of-pocket costs. Hospital indemnity insurance pays cash benefits directly to you, helping cover deductibles, copays, transportation, and household bills. SWFL Insurance helps Florida residents add these flexible, affordable plans to their Medicare Advantage or ACA coverage for greater peace of mind.
Unlike traditional insurance, hospital indemnity plans pay you a cash amount for each covered event. Use it to cover lost income, travel, or recovery costs.
Hospital indemnity fills the gap left by Medicare Advantage copays. We help you choose a plan that complements your network and expected costs.
Whether you’re 25 or 75, we’ll show you options from trusted carriers with no medical exam and guaranteed acceptance in most cases.
Get in touch with SWFL Insurance. Call, email, or book a free consultation with a licensed Florida agent. We’re here to help you with coverage questions and enrollment.
